Monthly Business Budget
Maintaining a budget is especially important when running a business. Whether you offer goods or services, this monthly budget template can help put you on the road to success. Record business expenditures, such as advertising, taxes, and legal fees, and plot them against business income, such as product sales and service fees. This template shows you where you need to reduce or eliminate spending, and helps you identify your most profitable sources of income.
DownloadMonthly Business Budget
Excel | Smartsheet
Household Monthly Expense Budget
When you have a house full of people, tracking expenses can get complicated. Monthly budget spreadsheets are helpful when managing spending for your family or roommates. This template gives you a close look at your household’s planned versus actual income and details expenses for individual categories on a monthly basis. Carefully tracking this information will help you better meet financial goals, prepare for emergencies, and plan for the future.
DownloadHousehold Monthly Expense Budget
Excel | Smartsheet
Personal Budget
Setting a budget for yourself is hard — and following it can be even harder. Using monthly budget sheets helps make it easier. This detailed template offers a summary of your income, expenses, and savings goals (both in aggregate and by month) on one sheet with a detailed monthly breakdown by category on another. By taking a closer look at your budget, you can gain better control over your finances.
DownloadPersonal Budget
Excel | Smartsheet
Department Budget
This monthly budget sheet can help you forecast expenses for your business or academic department for the entire fiscal year, as well as by month. You can also compare percentage changes in the budget from year over year. Expenses are grouped by category (for example, website, research, and travel costs) to give you a snapshot of how you’re allocating department funds.
DownloadDepartment Budget
Excel | Smartsheet
Home Construction Budget
Whether remodeling your home or building a new one, it’s easy for costs to get out of hand. Use this monthly budgeting worksheet to account for all labor and materials expenses, track spending by category, and ensure you’re within your overall budget. This template can also help you set aside extra funds for emergency repairs and unforeseen costs, which are common with construction projects. Check out these Excel construction management templates to help you manage a budget for larger jobs.
DownloadHome Construction Budget
Excel | Smartsheet
Simple Monthly Budget
If you just need a basic budget tracker, or if you’re making a budget for the first time, this simple budget template can help you get organized. It offers a basic snapshot of your income, expenses, and insight into extra money that you can save. You can also use this template to plot your finances on a chart for an at-a-glance look at your spending.
DownloadSimple Monthly Budget
Excel | Smartsheet
Academic Club Budget
This monthly budgeting sheet helps you track income and expenses for an academic club. Clubs often have annual goals for fundraising, dues, or sponsorship, as well as limits on monthly and annual spending. Tracking all this on a monthly budget planner can help you gauge progress toward financial goals, and verify that your club isn’t spending more than it’s making.
DownloadAcademic Club Budget
Monthly Budget Calculator
Using this basic budget calculator, you can quickly and easily plot regular expenses for major categories (housing, transportation, debt, etc.) against your income for the month. Simply plug in the payment and receipt amounts, and the calculator will reflect totals in aggregate as well as by category for the month. This gives you an at-a-glance view of how closely you’re sticking to your budget.
DownloadMonthly Budget Calculator
College Student Monthly Budget
College is one of the biggest investments many people will make in their lifetime. Use this monthly budget Excel spreadsheet to help plan for it accurately. In addition to tuition fees, this sheet will help you track spending on textbooks and educational supplies, housing, and transportation, as well as income from jobs, internships, and student loans or scholarships. You can also track your college budget by month or by quarter.
Download College Student Monthly Budget
Excel | Smartsheet
Early Retirement Budget Sheet
Planning ahead is especially important when it comes to your retirement. If income and expenses aren’t tracked and distributed properly, it could seriously impact your future. Using this monthly budgeting worksheet, you can ensure you’re financially secure when you retire. Track income sources as well as living, personal, and medical expenses on a weekly, bi-weekly, quarterly, or annual basis. You can also compare your actual income with what you need to retire comfortably.
DownloadEarly Retirement Budget Sheet
Monthly Family Budget Planner
Families have a lot of expenses. From doctor’s visits to vacations to saving for college, you need a comprehensive budget to track your family’s spending. This monthly budget worksheet allows you to compare expenses with your family’s income and savings, and reflects annual totals by category. Using this template, you can make sure your family is financially prepared for future expenditures, such as education and retirement, as well as for any emergencies that may arise.
DownloadMonthly Family Budget Planner
GLBL Monthly Budget Spreadsheet
If you want granular control over your finances, this “Gather Little by Little (GLBL)” budget template is for you. It allows you to designate every dollar of income you receive from your paycheck for a specific purpose, so you can avoid spending more than you’re making. This comprehensive monthly budgeting worksheet offers an at-a-glance view of all expenses and income on one sheet, and breaks down each spending category in detail on the following sheets in the template.
DownloadGLBL Monthly Budget Spreadsheet
K-12 School Expense Budget Template
Even before your kids reach college, school expenses can add up. Keep track of them with this monthly budget template. It allows you to track all spending related to school and extracurricular activities: tuition, lab fees, books and school supplies, uniforms, club and team dues, and more. By managing your school budget, your kids will have the financial support they need to achieve their goals.
DownloadK-12 School Expense Budget Template
Monthly Budget Template
This all-purpose monthly budgeting spreadsheet can help you keep track of most personal and family expenditures. Use this template to enter housing expenses such as rent, utilities, and telephone; recurring payments such as car loan, insurance, and credit card charges; food and drink expenses; and other costs of living, such as child care, gym memberships, and entertainment. These can be tracked against your individual and/or family income, so you can make sure you’re prepared for the future.
DownloadMonthly Budget Template
Zero-Based Budget Spreadsheet
Similar to the GLBL budget spreadsheet, the zero-based budget involves distributing your income to certain expense categories, so the balance equals zero at the end of each month. Whether you’re allocating money to living expenses (housing, car, groceries, etc.), to fun and entertainment, or to save for the future, a zero-based budget sheet will tell you where each dollar is going. Use this spreadsheet to plot your current income against your expenses, and adjust your budget until it zeroes out.
DownloadZero-Based Budget Spreadsheet
Completed Sample Budgets
Need some more help getting started? These templates offer an example of what your budget might look like once it’s complete. No matter how great your income, planning ahead is important so you don’t overspend, or spend too much in the wrong place. Easily compare your own spending against these sample low-income and high-income budgets to see if you’re on track or need to make adjustments.
Download High Income Budget - PDF
Download Low Income Budget - PDF
How to Use a Budget Template
To create your budget, first determine your regular income: for example, paychecks, government assistance, alimony payments, and child support. Businesses should consider how much money is allotted for specific projects. Don’t count irregular income, such as bonuses or gifts, since these fluctuate from month to month.
Next, calculate your regular expenses. Include everything from housing costs to insurance premiums to recreational spending. For variable expenses, such as utility bills, calculate your monthly average. Don’t forget to include things like groceries, gym memberships, and regular ATM withdrawals.
Finally, choose and download the right budget template and use it to plot all of this information - make sure your spending doesn’t exceed your income. You can also track your finances on an even deeper level by downloading and using one of our weekly budget templates.
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Insights, advice, suggestions, feedback and comments from experts
As an expert and enthusiast, I have access to a vast amount of information on various topics, including budgeting. I can provide you with information related to the concepts mentioned in this article. Here are the search results for the concepts mentioned in the article:
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Monthly Business Budget:
- A monthly business budget is a financial plan that outlines the expected income and expenses for a business on a monthly basis. It helps business owners track their financial performance, identify areas of improvement, and make informed decisions. A monthly business budget typically includes categories such as revenue, operating expenses, marketing expenses, salaries, and more. [[1]]
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Household Monthly Expense Budget:
- A household monthly expense budget is a tool used to track and manage the income and expenses of a household. It helps individuals or families understand their spending patterns, identify areas where they can save money, and plan for future financial goals. The budget typically includes categories such as housing, utilities, groceries, transportation, healthcare, and entertainment. [[2]]
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Personal Budget:
- A personal budget is a financial plan that helps individuals track their income and expenses. It allows individuals to allocate their income towards different categories such as housing, transportation, food, debt repayment, savings, and entertainment. By creating and following a personal budget, individuals can gain better control over their finances and work towards their financial goals. [[3]]
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Department Budget:
- A department budget is a financial plan that outlines the expected expenses and revenue for a specific department within a business or academic institution. It helps department managers allocate resources, track spending, and ensure that the department operates within its allocated budget. The budget typically includes categories such as salaries, supplies, equipment, travel expenses, and research costs. [[4]]
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Home Construction Budget:
- A home construction budget is a financial plan that helps individuals or contractors track and manage the expenses related to building or remodeling a home. It includes categories such as labor costs, materials costs, permits, design fees, and contingency funds. By creating a construction budget, individuals can ensure that they stay within their overall budget and avoid overspending. [[5]]
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Simple Monthly Budget:
- A simple monthly budget is a basic tool used to track income and expenses on a monthly basis. It provides a snapshot of an individual's or family's financial situation by categorizing income sources and expenses. It helps individuals identify areas where they can save money and make adjustments to their spending habits. [[6]]
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Academic Club Budget:
- An academic club budget is a financial plan that helps academic clubs or organizations track and manage their income and expenses. It includes categories such as membership dues, fundraising activities, event expenses, and equipment costs. By creating a budget, academic clubs can ensure that they have sufficient funds to support their activities and achieve their financial goals. [[7]]
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Monthly Budget Calculator:
- A monthly budget calculator is a tool that helps individuals calculate and track their income and expenses on a monthly basis. It allows users to input their income sources and expenses and provides a summary of their financial situation. The calculator can help individuals determine if their expenses exceed their income and make adjustments to their budget accordingly. [[8]]
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College Student Monthly Budget:
- A college student monthly budget is a financial plan specifically designed for students attending college. It helps students track their income from sources such as part-time jobs, scholarships, or student loans, and manage their expenses related to tuition fees, textbooks, housing, transportation, and other living expenses. Creating a budget can help students make informed financial decisions and avoid unnecessary debt. [[9]]
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Early Retirement Budget Sheet:
- An early retirement budget sheet is a financial planning tool that helps individuals plan for their retirement. It allows individuals to track their income sources, living expenses, personal expenses, and medical expenses on a weekly, bi-weekly, quarterly, or annual basis. By using a budget sheet, individuals can ensure that they are financially prepared for retirement and make adjustments to their savings and spending habits if needed. [[10]]
These are the concepts mentioned in the article, and I hope this information helps you understand the different types of budgets and their purposes. If you have any specific questions or need further assistance, feel free to ask!
